The success of the BC Community Futures Network in fostering entrepreneurship in rural BC is because of our ability to provide business loans to current or prospective entrepreneurs who may have had trouble accessing capital from traditional lenders. In addition to providing excellent business counseling, each Community Futures can lend a maximum of $150,000 to new and existing businesses through their own investment funds. Loans received from a Community Futures are repayable and are negotiated at competitive interest rates. In over ten years of lending to rural entrepreneurs in BC, Community Futures, have enjoyed an unprecedented average 96% repayment rate.
In addition to the general loan fund, the Community Futures have access to a number of specialized programs that target segments of the BC population that may face additional obstacles in securing business financing.